The SBI Railway Card is a unique, one-of-its-kind Credit Card that gives you the power to get FREE railway tickets and thereby, helps you get better value for your money. Especially brought to you by SBI Card and Indian Railways through IRCTC, it keeps you a step ahead with a host of other unmatched benefits.
  Calculate Your Annual Savings With SBI Railway Card
 Get back upto 10%* of your AC ticket fare as Railway Points
Get 10% of your base fare as Railway Points, on AC class (except 3 AC) railway tickets through your complimentary membership to Shubh Yatra - the Frequent Traveller Programme of Indian Railways
 0% Transaction Charge on tickets booked at
  Benefit from an exclusive 1.8% transaction charge waiver on your Credit Card transactions at
 Earn FREE tickets
  Shop, dine, travel on your SBI Railway Card and earn 1 Railway Point for every Rs. 125 of retail spends
 Rs. 10 Lac Free Personal Accident Insurance Protection
Get a complimentary personal accident insurance cover of Rs. 10 lac in the event of loss of life resulting from a train accident, while traveling on a valid ticket
 0% Transaction Fee on your Fuel
Your card offers you a tank full of advantages. Just use your card to purchase fuel and other lubricants for amounts exceeding Rs. 400 up to Rs. 2000, each time, at designated IndianOil & IBP petrol pumps and save transaction fee
 Balance Transfer
You can now enjoy high savings with our low interest rate. Just transfer the balances from any of your other Credit Card to your SBI Railway Card and enjoy Balance Transfer Plans as suited to your financial needs and avail of a low rate of interest. Processing Fee would be charged as applicable
Take that dream vacation with your family and friends and pay small EMIs with Flexipay, the easy installment plan from SBI Railway Carde
 Add-on Card
Share the power of your Credit Card with your spouse, parents and children/siblings above 18 years by applying for add-on cards for them at a low Annual Fee of Rs. 250 only
For additional benefits, please log on to
  How to register
To apply for SBI Railway Card, Click here.

Alternatively, you can call SBI Railway Card 24-hr Customer Helpline at 39 02 12 12 or 1800 180 1295 (if calling from MTNL/BSNL accounts)

* Terms & Conditions Apply